When a purported borrower takes out a loan from a bank, it may appear that the bank is lending its own money. However, under 12 U.S.C. § 83, banks are prohibited from lending their own funds. Instead, they use the purported borrower’s promissory note as collateral to create credit, not using their own capital. This process lacks transparency, leading to non-disclosure and fraud, which may render such agreements void ab initio (invalid from the outset).
A bill of exchange can function as "legal tender" or "tender of payment," but its status depends on acceptance and context but regardless, if tendered correctly, it does discharge the debt and respective amount tendered. It is a written instrument where one party (the drawer) orders another (the drawee) to pay a specific amount to a third party (the payee). While bills of exchange can be negotiable, they can also be non-negotiable, meaning they don’t always transfer ownership upon indorsement.
The Uniform Commercial Code (UCC) governs commercial transactions in the United States, providing a standardized set of laws for dealings involving the sale of goods, leasing of goods, negotiable instruments, secured transactions, and other commercial activities. It is one of the most important frameworks for regulating commercial law across different states.
When it comes to protecting your personal or business assets, becoming a secured party under the Uniform Commercial Code (UCC) provides the legal framework to gain full control over your property. By filing the appropriate documentation, you ensure that your interests are legally recognized and protected from claims by third parties. Here’s how you can become a secured party in three essential steps:
In this article, we explore the structure and hierarchy of law firms, highlighting the different career stages from junior attorneys to senior partners. Understanding these roles is crucial for those navigating the legal profession, as each position carries distinct responsibilities and levels of authority.
There is a little-known connection between crime and "commercial" law that often goes unnoticed by the general public but is strategically exploited within the legal and financial systems. The concept that all crimes are, in essence, "commercial" unveils a hidden truth about how criminal acts are tied to the Uniform Commercial Code (UCC). This revelation suggests that most, if not all, crimes are treated as breaches of "commercial" contracts or infringements upon the state’s financial interests. Most private citizens are unaware of this dynamic, leaving them vulnerable to a legal system that uses "commercial" principles against them, profiting off their lack of education
The actions of AFFINIA DEFAULT Services, WELLS FARGO, SIERRA PACIFIC MORTGAGE, and RECON DEFAULT Services go beyond mere procedural errors—they represent a coordinated effort of racketeering, organized crime, and bank fraud. These entities are falsely asserting standing to conduct trustee sales under false pretenses and engaging in slander of title and color of title to unlawfully transfer ownership. Their deliberate misrepresentation of their authority is not only fraudulent but also constitutes treasonous activity, as it undermines the very legal framework that protects property rights and ownership.
All contracts with the government are fundamentally voluntary, allowing every man and woman to stand on their rights and exemptions as private citizens. When proceeding, In Propria Persona, sui juris, One can reserve their natural common law right not to be compelled to perform under any contract that they did not enter into knowingly, voluntarily, and intentionally. One can not be forced to accept the liability associated with any compelled and pretended "benefit" of any hidden or unrevealed contract or commercial agreement. As such, the hidden or unrevealed contracts that supposedly create obligations to perform, for persons of "subject status," are inapplicable to private citizens/non-citizen nationals/nationals/State Citizens/nationals of the United States, and are null and void.
A troubling, injurious, damaging, and treasonous aspect of Zillow’s operations is its reporting of properties as being in "pre-foreclosure" or "pending auction" status when, in reality, these properties are already titled in the name of a private, non-statutory, irrevocable trust. These properties are not subject to any legitimate foreclosure and are clearly beyond the jurisdiction of the COUNTY RECORDER. While this may appear to be an innocuous feature, it has profound implications for Americans, particularly non-citizen nationals, nationals of the United States, internationally protected persons, and State Citizens, who are being adversely affected, injured, and damaged by these practices.
In California, the creation and existence of a debtor and creditor relationship are governed by Law, statutes, and/or case law. It could be the Uniform Commercial Code, United States Code, California Civil Code, or Commercial Code, and depends on the situation, parties, and their respective location(s). These relationships are fundamental to the legal and financial system, impacting contracts, secured transactions, and obligations.
NO Law requires you to record / pledge your private automobile. a Private automobile is not required by any law, code or statute to be recorded. Any recording (pledge) of Private automobile to any agency is strictly voluntary. Any recordation / contract you or a Dealership has done was a fraudulently conveyed act as the recording agency/automobile Dealer told you that you must record your Private Property. The voluntary pledge that was done without just compensation is usually done through fraud, deceit, coercion and withholding of facts, which can only be construed as fraud and unjust enrichment by agency as well as a willful malicious act to unjustly enrich the recording agency and its public servants.
Without permission and against express written revocation of any presumed authorization to use a social security number, Rancho California Water District is acting against express instructions and blatantly committing fraud and stealing the information of Americans.