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The Loan and Mortgage Illusion: How Your Signature Creates Money/Monetary Instruments and The Hidden Truth About Mortgages, Loans, and Banking: Episode 21

In this eye-opening episode of RealWorldFare, we break down the hidden truth about promissory notes, banking, and financial transactions that most people never question. When you sign a promissory note, are you really borrowing money—or funding the entire transaction yourself?

Through step-by-step analysis, we expose how your signature creates new money, how banks convert your note into a security, and why you—not the bank—are the actual creditor. We explore:

🔹 How promissory notes are treated as special deposits under UCC & federal law
🔹 Why banks monetize your note and record it as an asset on their books
🔹 How Federal Reserve Notes (U.S. dollars) are issued using your note as collateral
🔹 The shocking reality that your note is an obligation of the United States (18 U.S.C. § 8)
🔹 How becoming a Secured Party Creditor ensures you hold first-priority interest over your assets

By the end of this episode, you’ll understand how the financial system truly operates, how to enforce your rights under UCC Article 9, and why banks don’t actually lend their own money.

💡 What you don’t know is keeping you in financial servitude. It’s time to reclaim control. 🚀

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In a federal civil rights lawsuit under 42 U.S.C. § 1983, Plaintiffs Kevin: Realworldfare and Corey: Walker expose Riverside Court Commissioner Tamara L. Wagner’s unlawful railroading under color of law and total absence of jurisdiction. Despite a pending Quiet Title Action and perfected federal removal, Wagner issued void orders to dispossess the Walker Estate—yet the Estate remains lawfully and firmly in possession. Now under Article III jurisdiction, Judge Kenly Kiya Kato presides over the live case, which alleges constitutional violations, commercial fraud, and abuse of process. This is a high-stakes confrontation between equity and overreach—where immunity fails and facts prevail.

Judges Can Be Sued: Public Servants, Oaths, and Liability Under the Clearfield Doctrine AND 42 U.S.C. 1983

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