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The Loan and Mortgage Illusion: How Your Signature Creates Money/Monetary Instruments and The Hidden Truth About Mortgages, Loans, and Banking: Episode 21

In this eye-opening episode of RealWorldFare, we break down the hidden truth about promissory notes, banking, and financial transactions that most people never question. When you sign a promissory note, are you really borrowing money—or funding the entire transaction yourself?

Through step-by-step analysis, we expose how your signature creates new money, how banks convert your note into a security, and why you—not the bank—are the actual creditor. We explore:

🔹 How promissory notes are treated as special deposits under UCC & federal law
🔹 Why banks monetize your note and record it as an asset on their books
🔹 How Federal Reserve Notes (U.S. dollars) are issued using your note as collateral
🔹 The shocking reality that your note is an obligation of the United States (18 U.S.C. § 8)
🔹 How becoming a Secured Party Creditor ensures you hold first-priority interest over your assets

By the end of this episode, you’ll understand how the financial system truly operates, how to enforce your rights under UCC Article 9, and why banks don’t actually lend their own money.

💡 What you don’t know is keeping you in financial servitude. It’s time to reclaim control. 🚀

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Kevin Walker Estate Exposes Judicial Fraud and Procedural Obstruction by Riverside Federal Court and Judge Jesus G. Bernal

The Kevin Walker Estate has taken decisive legal action against what it describes as judicial fraud, conspiracy, and obstruction of justice within the United States District Court, Central District of California, Eastern Division. Despite filing a Verified Notice of Judicial Fraud, the court has failed to acknowledge it, further solidifying allegations of intentional misconduct and procedural bad faith.

How a W-2 Functions as a Gift to Your Employer and Relates to Gift & Estate Taxation: EPISODE 27

How a W-2 Functions as a Gift to Your Employer and Relates to Gift & Estate Taxation: EPISODE 27

Many individuals are unaware that a W-2 form may function as an implied gift contract, classifying wages as voluntary transfers under IRS gift and estate tax rules. By signing a W-4, employees unknowingly authorize their earnings to be withheld and presumed as taxable income, potentially falling under estate and wealth transfer taxation per 26 U.S.C. § 2501 and § 2511. This article explores how W-2 wages align with Class 2 and Class 5 gift tax classifications, the silent trust relationship created by voluntary withholding, and how to rebut the presumption that earnings were gifted into the tax system. Understanding this hidden legal framework is essential for asserting proper tax classification and protecting your income.

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