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The Loan and Mortgage Illusion: How Your Signature Creates Money/Monetary Instruments and The Hidden Truth About Mortgages, Loans, and Banking: Episode 21

In this eye-opening episode of RealWorldFare, we break down the hidden truth about promissory notes, banking, and financial transactions that most people never question. When you sign a promissory note, are you really borrowing money—or funding the entire transaction yourself?

Through step-by-step analysis, we expose how your signature creates new money, how banks convert your note into a security, and why you—not the bank—are the actual creditor. We explore:

🔹 How promissory notes are treated as special deposits under UCC & federal law
🔹 Why banks monetize your note and record it as an asset on their books
🔹 How Federal Reserve Notes (U.S. dollars) are issued using your note as collateral
🔹 The shocking reality that your note is an obligation of the United States (18 U.S.C. § 8)
🔹 How becoming a Secured Party Creditor ensures you hold first-priority interest over your assets

By the end of this episode, you’ll understand how the financial system truly operates, how to enforce your rights under UCC Article 9, and why banks don’t actually lend their own money.

💡 What you don’t know is keeping you in financial servitude. It’s time to reclaim control. 🚀

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IMMUNITY STRIPPED: Verified Complaint for RICO, Bivens Violations, and Constitutional Torts Against Federal and State Judges Sunshine Sykes and Raquel Marquez, and Attorneys John and Therese Bailey for colluding, engaging in fraud, and acting ultra vires and WITHOUT jurisdiction

A groundbreaking verified complaint has been filed in the U.S. District Court for the District of Columbia naming Federal Judge Sunshine Suzanne Sykes, State Judge Raquel A. Marquez, and attorneys John and Therese Bailey in a RICO and Bivens action for fraud, collusion, and ultra vires acts. The suit exposes coordinated judicial misconduct, void orders, and abuse of power carried out without jurisdiction or immunity. This case marks a historic challenge to the illusion of judicial untouchability and a direct demand for accountability before a jury of the People.

THE PEOPLE ARE SOVEREIGN Affirmed by the State Constitutions and the Constitution for the United States of America

THE PEOPLE ARE SOVEREIGN Affirmed by the State Constitutions and the Constitution for the United States of America

This declaration proves what every Constitution in America already affirms — the People are sovereign.
Drawn directly from all fifty State Constitutions and the Constitution for the United States of America, this document exposes how all lawful power originates from the People and is only delegated to government by consent.
It stands as irrefutable, judicially noticeable evidence that judges, attorneys, clerks, sheriffs, and politicians are mere trustees and servants of the People’s authority.
A must-read for anyone ready to understand where real sovereignty and lawful power truly reside.

ALL LOANS, MORTGAGES, AND PUBLIC UTILITY BILLING CONTRACTS OPERATE AS GOVERNMENT OBLIGATIONS

ALL LOANS, MORTGAGES, AND PUBLIC UTILITY BILLING CONTRACTS OPERATE AS GOVERNMENT OBLIGATIONS

This article exposes how every loan, mortgage, and public utility billing contract operates as a federally recognized government obligation — not a private contract. Backed by statutes like 18 U.S.C. § 8, 12 U.S.C. § 411, and 31 U.S.C. § 3123, the credit you generate is monetized and guaranteed by the United States Treasury. Banks and utility companies merely act as intermediaries, while your signature creates the actual value. This legal breakdown reveals the true debtor-creditor dynamic hidden behind everyday commerce. The truth isn’t theory — it’s codified in law.

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