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The Loan and Mortgage Illusion: How Your Signature Creates Money/Monetary Instruments and The Hidden Truth About Mortgages, Loans, and Banking: Episode 21

In this eye-opening episode of RealWorldFare, we break down the hidden truth about promissory notes, banking, and financial transactions that most people never question. When you sign a promissory note, are you really borrowing money—or funding the entire transaction yourself?

Through step-by-step analysis, we expose how your signature creates new money, how banks convert your note into a security, and why you—not the bank—are the actual creditor. We explore:

🔹 How promissory notes are treated as special deposits under UCC & federal law
🔹 Why banks monetize your note and record it as an asset on their books
🔹 How Federal Reserve Notes (U.S. dollars) are issued using your note as collateral
🔹 The shocking reality that your note is an obligation of the United States (18 U.S.C. § 8)
🔹 How becoming a Secured Party Creditor ensures you hold first-priority interest over your assets

By the end of this episode, you’ll understand how the financial system truly operates, how to enforce your rights under UCC Article 9, and why banks don’t actually lend their own money.

💡 What you don’t know is keeping you in financial servitude. It’s time to reclaim control. 🚀

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EMERGENCY PETITION FOR WRIT MANDAMUS VANISHES: Ninth Circuit Fraud, Tampering, Judicial Collusion, and a Federal Cover-Up Seems Unequivocal

Federal courts are now under scrutiny after a verified Writ of Mandamus vanished from the Ninth Circuit docket without explanation—raising grave concerns of judicial tampering, fraud, and systemic misconduct. Judge Sunshine Sykes defied clear jurisdictional divestiture by issuing rulings on a matter under appellate review, violating 28 U.S.C. § 144 and § 1651. This article exposes a disturbing pattern of ultra vires acts, denial of due process, and potential RICO violations implicating both district and appellate judges.Ask ChatGPT

lawful tender discharges the debt

When the Debt Is Discharged but the LIEN Remains: Why Auto and Home Loan Lenders Who Ignore Lawful Tender Are Committing Fraud and Commercial Crimes

This article delivers a devastating legal breakdown proving that lawful tender—once made and unrebutted—discharges auto loan debt under UCC §§ 3-601, 3-603, 3-310, 2-206, and 1-103, as codified in Cal. Com. Code §§ 3601, 3603, 3310, 2206, 1103, Fla. Stat. §§ 673.6011, 673.6031, 673.3101, 672.206, 671.103, and N.C.G.S. §§ 25-3-601, 25-3-603, 25-3-310, 25-2-206, 25-1-103. It exposes refusal to release a lien after lawful discharge as actionable fraud, conversion, embezzlement, and obstruction under state and federal law. With verified case law and commercial principles, it explains how silence equals acceptance and how creditors become commercially estopped. A must-read for secured parties, fiduciaries, and equity claimants demanding lien removal, declaratory relief, and commercial remedy.

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How a Perfected Security Agreement and UCC Filings Strip Servicers of Foreclosure Rights

A properly executed Security Agreement assigning all assets, rights, and interests to a private trust—paired with a UCC-1 financing statement and UCC-3 amendment claiming the Deed of Trust and Note—lawfully establishes the trust as the secured party and real party in interest. This perfected interest, under UCC §§ 9-203, 9-509, 3-301, and supported by controlling case law (e.g., Carpenter v. Longan, Ibanez, Veal), strips any servicer or third-party of standing to foreclose unless they possess the original Note, prove an unbroken chain of title, and rebut the trust’s perfected claim. Without that, all foreclosure attempts become void ab initio, commercial dishonor, and legal trespass on private trust property.

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