Exploring equitable subrogation and its independence from UCC requirements: This article addresses a bank‘s challenge claiming the UCC supplants equitable subrogation rights. Backed by case law and UCC §1-103, it confirms that subrogation arises by equity, not contract, ensuring sureties’ priority over security interests without UCC filings. Learn how federal and state courts affirm these principles and the limitations of UCC Title 9 in such contexts.
When individuals step into courtrooms, they often lack a full understanding of the legal terrain. One of the most subtle and impactful dynamics at play is how judges guide litigants into pleading "pro se" without informing them of the jurisdictional implications. Many people assume representing themselves is simply a matter of declining legal counsel, but the choice between "pro se" and being "sui juris" or "in propria persona" has profound legal consequences.