Wells Fargo is now subject to a Demand for Summary Judgment after failing to rebut sworn affidavits, thereby admitting—by operation of law—to fraud, dishonor, and lack of standing. Under California law, summary judgment is mandatory when no triable issue of fact exists, and Wells Fargo’s silence serves as a legal admission of liability. This case highlights the bank’s documented history of foreclosure fraud, echoing past rulings where courts have dismissed their claims with prejudice.