™WALKERNOVA GROUP©

We are a private firm specializing in private citizen/non-citizen national/national, and State Citizen rights, Common Law, Constitutional Law, private Banking, Private & Public Law, Securities, Secured Party/Secured Creditor filings, Taxes, Debt Instruments, Foreclosure, Business, Estate Planning, UCC Contract Trusts and Law, and transactions involving a Trust, Contract, Negotiable Instrument, Deed, Bond, and/or Equity.

A right not exercised is a right lost, and benefits and privileges are not the same as rights.  Living men and women are deprived “under the color of law” every day due to the complexities involved with interpreting and truly comprehending contracts, law, legalese, and the “legal”[not the same as lawful] daily use of propaganda, threats, coercion, and other unconstitutional tactics. 

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Loans, Fraud, and the ‘Color of Law’ How Banks Engage in Fraud and Mislead Borrowers

Loans, Fraud, and the ‘Color of Law’: How Banks Engage in Fraud and Mislead Borrowers

When a purported borrower takes out a loan from a bank, it may appear that the bank is lending its own money. However, under 12 U.S.C. § 83, banks are prohibited from lending their own funds. Instead, they use the purported borrower’s promissory note as collateral to create credit, not using their own capital. This process lacks transparency, leading to non-disclosure and fraud, which may render such agreements void ab initio (invalid from the outset).

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U.C.C. Provisions and HJR 192 of 1933 Discharging ALL Debt with Bills of Exchange copy

U.C.C. Provisions and HJR 192 of 1933: Discharging ALL Debt with Bills of Exchange

A bill of exchange can function as "legal tender" or "tender of payment," but its status depends on acceptance and context but regardless, if tendered correctly, it does discharge the debt and respective amount tendered. It is a written instrument where one party (the drawer) orders another (the drawee) to pay a specific amount to a third party (the payee). While bills of exchange can be negotiable, they can also be non-negotiable, meaning they don’t always transfer ownership upon indorsement.

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The Transition from “Chauffeur” to “Driver” Commercial Regulation and the Right to Travel

The Transition from “Chauffeur” to “Driver”: Commercial Regulation and the Right to Travel

The shift from the term “chauffeur” to “driver” in legal contexts represents more than just a change in terminology; it reveals a broader attempt by the State to regulate vehicle operation as a commercial activity. This transition directly impacts citizens’ fundamental right to travel freely, as upheld by the Supreme Court on numerous occasions. Below, we delve into how this shift affects your rights and why State laws often blur the lines between private travel and commercial activity.

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The Uniform Commercial Code What is it? What is it for?

The Uniform Commercial Code: Your Legal Guide to Loans, Mortgages, and Everyday Finances

The Uniform Commercial Code (UCC) governs commercial transactions in the United States, providing a standardized set of laws for dealings involving the sale of goods, leasing of goods, negotiable instruments, secured transactions, and other commercial activities. It is one of the most important frameworks for regulating commercial law across different states.

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How to Become a Secured Party in 3 Steps Protect Your Assets Using the UCC

How to Become a Secured Party in 3 Steps: Protect Your Assets Using the UCC

When it comes to protecting your personal or business assets, becoming a secured party under the Uniform Commercial Code (UCC) provides the legal framework to gain full control over your property. By filing the appropriate documentation, you ensure that your interests are legally recognized and protected from claims by third parties. Here’s how you can become a secured party in three essential steps:

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Embrace the Wisdom of Time and Money

In the pursuit of your dreams, remember that money is but a means to an end, a tool in your hands to craft the life you envision. Invest it wisely, not just in financial endeavors, but in experiences that enrich your soul. Time, the most precious currency, is the foundation of your journey. Allocate it with care, for it is the true measure of wealth. Seize each moment, for in its passage lies the essence of a life well-lived. Let your pursuits be guided by purpose, and may every resource at your disposal serve to enhance the tapestry of your existence.

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