™WALKERNOVA GROUP©
We are a private firm specializing in private citizen/non-citizen national/national, and State Citizen rights, Common Law, Constitutional Law, private Banking, Private & Public Law, Securities, Secured Party/Secured Creditor filings, Taxes, Debt Instruments, Foreclosure, Business, Estate Planning, UCC Contract Trusts and Law, and transactions involving a Trust, Contract, Negotiable Instrument, Deed, Bond, and/or Equity.
A right not exercised is a right lost, and benefits and privileges are not the same as rights. Living men and women are deprived “under the color of law” every day due to the complexities involved with interpreting and truly comprehending contracts, law, legalese, and the “legal”[not the same as lawful] daily use of propaganda, threats, coercion, and other unconstitutional tactics.
Some commonly misinterpreted terms: individual, bank, financial institution, person, state Citizen, national, U.S. citizen, secured party, “attorney at law” vs “attorney in fact”
LATEST NEWS

Wells Fargo’s Obvious Fraud Exposed as Unrebutted Affidavits Demand $1 Billion Summary Judgment
Wells Fargo is now subject to a Demand for Summary Judgment after failing to rebut sworn affidavits, thereby admitting—by operation of law—to fraud, dishonor, and lack of standing. Under California law, summary judgment is mandatory when no triable issue of fact exists, and Wells Fargo’s silence serves as a legal admission of liability. This case highlights the bank’s documented history of foreclosure fraud, echoing past rulings where courts have dismissed their claims with prejudice.

The Loan and Mortgage Illusion: How Your Signature Creates Money/Monetary Instruments and The Hidden Truth About Mortgages, Loans, and Banking: Episode 21
In this eye-opening episode of RealWorldFare, we break down the hidden truth about promissory notes, banking, and financial transactions that most people never question. When you sign a promissory note, are you really borrowing money—or funding the entire transaction yourself?

The UCC Playbook: Unlocking the Power of Contract Law
In a world where everything operates as a contract, understanding the Uniform Commercial Code (UCC) can be the difference between being in control or being controlled. The UCC Playbook: How to Use Contract Law to Secure Your Assets, Family, Freedom, and Enforce Your Rights is a roadmap to reclaiming your financial and legal sovereignty.

Kevin Walker Estate Files Writ of Mandamus, Notice, and Order in Federal Case Demanding Court Enforce $1.1 Billion Contract and Default Judgment, and Sanctions Against Dishonorable Defendants
The Kevin Walker Estate, et al., has intensified its legal fight for rights, accountability, and justice by filing a Writ of Mandamus and an Order Granting Default and Summary Judgment, demanding the court enforce Defendants’ binding default and immediate liability for $1.1 billion. The court has already identified PHH Mortgage Services’ Motion to Dismiss as procedurally defective and subject to striking, further evidencing Defendants’ dishonor. With Chevron deference overturned, the court is bound to rule strictly on constitutional and statutory law, without arbitrary dismissal. Should the court fail to act, Plaintiffs are prepared to escalate the matter through appellate relief, federal enforcement, and sanctions for obstruction of justice. This case has the potential to establish a landmark precedent in ensuring financial institutions and courts adhere to the rule of law.
The Kevin Walker Estate, et al., has intensified its legal fight for rights, accountability, and justice by filing a Writ of Mandamus and an Order Granting Default and Summary Judgment, demanding the court enforce Defendants’ binding default and immediate liability for $1.1 billion. The court has already identified PHH Mortgage Services’ Motion to Dismiss as procedurally defective and subject to striking, further evidencing Defendants’ dishonor. With Chevron deference overturned, the court is bound to rule strictly on constitutional and statutory law, without arbitrary dismissal. Should the court fail to act, Plaintiffs are prepared to escalate the matter through appellate relief, federal enforcement, and sanctions for obstruction of justice. This case has the potential to establish a landmark precedent in ensuring financial institutions and courts adhere to the rule of law.

How to Lawfully Represent Your ‘Trust’ as an “Attorney-in-Fact” in Accordance with 28 U.S.C. § 1654, U.C.C. § 3-402, and Article 1 Section 10 of the Constitution
The authority to represent a trust as an attorney-in-fact is firmly established under federal law, the Uniform Commercial Code (UCC), and longstanding legal precedent. Contrary to common misconceptions, a trust operates as a contractual entity, granting it the ability to be lawfully represented by an authorized agent, including an attorney-in-fact. This article explores the legal framework affirming this right, highlights key statutory provisions, and provides strategies for enforcing it against courts and financial institutions that unlawfully challenge or deny such authority.
The authority to represent a trust as an attorney-in-fact is firmly established under federal law, the Uniform Commercial Code (UCC), and longstanding legal precedent. Contrary to common misconceptions, a trust operates as a contractual entity, granting it the ability to be lawfully represented by an authorized agent, including an attorney-in-fact. This article explores the legal framework affirming this right, highlights key statutory provisions, and provides strategies for enforcing it against courts and financial institutions that unlawfully challenge or deny such authority.

KEVIN WALKER ESTATE’S Conditional Acceptance Exposes PHH Mortgage’s Motion as Procedurally Defective, Deceitful and Dishonest, Unconstitutional, and Legally Void
PHH Mortgage Corporation’s Motion to Dismiss in Kevin Walker Estate, et al. v. PHH Mortgage Corporation, et al. is a glaring example of procedural misconduct, constitutional violations, and a deliberate attempt to obstruct justice. The Plaintiffs have conditionally accepted PHH Mortgage’s non-compliant filing, thereby tendering a binding counteroffer that PHH must now rebut. PHH’s continued silence and failure to rebut the conditional acceptance further compounds their non-performance and dishonor. Additionally, the Defendants’ filing, prepared by Neil J. Cooper of HOUSER LLP, violates multiple-defendant court rules, misrepresents the law, displays incompetence and a war against the Constitution, and constitutes blatant obstruction of justice.
Further exacerbating this obstruction, critical documents remain missing from the court docket and record, preventing a full and fair adjudication of the Plaintiffs’ claims. This deliberate suppression of filings by the court and Defendants undermines due process, conceals key evidence, and constitutes judicial misconduct. The failure to properly record and acknowledge Plaintiffs’ filings further demonstrates systematic efforts to manipulate the proceedings in PHH Mortgage’s favor, reinforcing the need for immediate judicial correction, sanctions, and enforcement of Plaintiffs’ default judgment demands.

DOJ Dismantles Unconstitutional Barriers Protecting Corrupt Administrative “Judges”
The Department of Justice (DOJ) has concluded that restrictions on the removal of Administrative Law Judges (ALJs) are unconstitutional, referencing the Supreme Court’s ruling in Free Enterprise Fund v. PCAOB. Acting Solicitor General Sarah Harris notified Senate President Pro Tempore Charles Grassley that the DOJ will no longer defend these protections in court. DOJ Chief of Staff Chad Mizelle emphasized that unelected ALJs have wielded excessive authority without accountability for too long and must be answerable to the President and the American people.

Judicial Misconduct in Riverside, California: Defendant PHH Mortgage’s (“loan servicer”) Baseless Motion and the Court’s Obstruction of Justice
PHH Mortgage’s Motion to Dismiss in Kevin Walker Estate, et al. v. PHH Mortgage Corporation, et al. exemplifies judicial overreach, procedural abuse, and a blatant disregard for constitutional rights. The motion falsely asserts that a trust cannot be represented by an attorney-in-fact, denying individuals their right to self-representation and claiming that only "attorneys at law" can act in court. This contradicts established legal principles, including the American Bar Association’s recognition of power of attorney as a legitimate instrument granting broad authority. Additionally, the court has obstructed the record by refusing to file Plaintiffs’ documents, prompting a writ of mandamus to expose the Riverside Federal Court’s misconduct. This case underscores a broader pattern of legal corruption, defamation, and deprivation of rights under the color of law.

KEVIN WALKER Estate Demands Writ of Mandamus as Riverside Federal Court Engages in Corruption, Record Tampering, and Obstruction of Justice
The United States District Court, Central District of California (Riverside), stands accused of obstructing justice, tampering with records, and violating due process by unlawfully refusing to file and docket legitimate pleadings. Plaintiffs KEVIN WALKER ESTATE, et al., hav presented irrefutable evidence of judicial misconduct, calling for criminal prosecution, sanctions, and immediate enforcement. Despite proof of receipt, court officials have concealed filings, manipulated records, and obstructed legal proceedings, in direct violation of 18 U.S.C. §§ 1505, 1512, 1519, and 2071. With Pam Bondi CC’d on the correspondence, high-level authorities have been alerted to this grave constitutional violation that threatens judicial integrity and fundamental rights.

Riverside, California Billion Dollar Judicial Misconduct Exposed? Fraud, Docket Manipulation in Kevin Walker Estate vs Sierra Pacific Mortgage Company
Central to the Plaintiffs’ claims are five (5) unrebutted affidavits submitted in compliance with UCC § 3-505, which explicitly establish the Defendants’ dishonor and tacit admission to all claims outlined therein. These affidavits, accompanied by an Affidavit Certificate of Non-Response, stand as irrefutable evidence in commerce. Under binding legal principles, such as stare decisis, res judicata, and collateral estoppel, the facts contained in the affidavits are now deemed conclusively established and uncontested. Despite United States Postal Service (USPS) tracking records confirming that the filings were successfully delivered twice—once via Registered Mail and once via Express Mail—the documents are not reflected on the court docket. Additionally, one (1) critical notice sent to the court has gone missing entirely, with USPS failing to mark it as delivered or account for its whereabouts.This disappearance of properly filed documents raises serious concerns about potential malicious interference, fraud upon the court, and obstruction of justice.

A Verified Complaint as a Negotiable Debt Instrument and Special Deposit: Legal and Financial Implications Under 28 U.S.C. §§ 2041, 2042, 2045, 12 U.S.C. § 1813, and 31 U.S.C. §§ 1321 & 3302 – Application of IRS Forms 1099-OID, 1099-A, and 1099-B
A verified complaint submitted to the court functions not only as a legal pleading but also as a negotiable debt instrument and a special deposit, as established under 28 U.S.C. §§ 2041, 2042, and 2045. Additionally, it is classified as a financial asset governed by 12 U.S.C. § 1813(l)(1), 31 U.S.C. § 1321(a)(62), and 31 U.S.C. § 3302. Courts operate as depository institutions, responsible for receiving, managing, and investing funds, with all case-related deposits held in trust by the U.S. Treasury. Furthermore, under 26 U.S.C. §§ 1271-1275, a verified complaint qualifies as an Original Issue Discount (OID) security, mandating proper financial reporting. Every legal case is effectively a commercial transaction, in which funds, securities, and judgments are recorded and managed within the court’s custodial accounts. Understanding a verified complaint as a financial obligation allows for proper accounting and the reclamation of funds through the use of IRS Forms 1099-A and 1099-OID, thereby ensuring transparency and compliance with federal financial regulations.

Using IRS Forms 3949-A and 211 to Expose Organized Crime, Corrupt Judges, Clerks, Courts, and Financial Misconduct
Corruption within the judicial system, including fraudulent accounting, improper banking practices, and organized crime, poses a severe threat to justice and financial stability. Fortunately, whistleblowers have powerful tools at their disposal to report such misconduct to the Department of the Treasury – Internal Revenue Service (IRS). Two of the most effective mechanisms for exposing financial fraud involving corrupt courts, clerks, judges, and officials are IRS Form 3949-A (Information Referral) and IRS Form 211 (Application for Award for Original Information).
SERVICES & PRODUCTS
BOOKS, DOCUMENTS, RESOURCES
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Notary Protest Template, Breakdown, and Details (Template 1)
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First National Bank of Montgomery v. Daly (December 7, 1968) – Mortgages are Fraud Null and Void
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Banker’s Top Secret Manual – 2002
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Magnetic Current – Ed Leedskalnin (1945)
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Black’s Law Dictionary 2nd Edition – 1910
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Black’s Law Dictionary 1st Edition – 1891
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Meet Your Strawman/Artificial Entity/Trust: 14th Amendment citizens, Law, Court, Private citizens/Sovereigns
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CREDITORS AND THEIR BONDS PLUS THE HIDDEN COMMERCIAL COURT PROCESS
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CREDITORS AND THEIR BONDS: Courts, Bonds, and How Everything is Commerce
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Explanation of the 1099 OID and the 1040V (Voucher) An What Impact It Has On Your Alleged Income Tax Liability by UNKNOWN
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MEMORANDUM OF LAW IN SUPPORT OF 1099OID – ORIGINAL ISSUE DISCOUNT
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One Man Out – United States, Securities, Redemption and Fraud
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For Smart visionaries
Embrace the Wisdom of Time and Money
In the pursuit of your dreams, remember that money is but a means to an end, a tool in your hands to craft the life you envision. Invest it wisely, not just in financial endeavors, but in experiences that enrich your soul. Time, the most precious currency, is the foundation of your journey. Allocate it with care, for it is the true measure of wealth. Seize each moment, for in its passage lies the essence of a life well-lived. Let your pursuits be guided by purpose, and may every resource at your disposal serve to enhance the tapestry of your existence.
