Loans, Fraud, and the ‘Color of Law’ How Banks Engage in Fraud and Mislead Borrowers
Loans, Fraud, and the ‘Color of Law’: How Banks Engage in Fraud and Mislead Borrowers
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Business, Constitution, Education, Intangibles, Law/Legal, News, Realworldfare, Remedy, Securities, Sovereigns, Strawman/Artifical Entity/Legal Fiction, Trust, Wealth

When a purported borrower takes out a loan from a bank, it may appear that the bank is lending its own money. However, under 12 U.S.C. § 83, banks are prohibited from lending their own funds. Instead, they use the purported borrower’s promissory note as collateral to create credit, not using their own capital. This process lacks transparency, leading to non-disclosure and fraud, which may render such agreements void ab initio (invalid from the outset).

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U.C.C. Provisions and HJR 192 of 1933 Discharging ALL Debt with Bills of Exchange copy
U.C.C. Provisions and HJR 192 of 1933: Discharging ALL Debt with Bills of Exchange
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Business, Constitution, Education, Intangibles, Law/Legal, News, Realworldfare, Remedy, Securities, Sovereigns, Strawman/Artifical Entity/Legal Fiction, Trust, Wealth

A bill of exchange can function as “legal tender” or “tender of payment,” but its status depends on acceptance and context but regardless, if tendered correctly, it does discharge the debt and respective amount tendered. It is a written instrument where one party (the drawer) orders another (the drawee) to pay a specific amount to a third party (the payee). While bills of exchange can be negotiable, they can also be non-negotiable, meaning they don’t always transfer ownership upon indorsement.

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The Transition from “Chauffeur” to “Driver” Commercial Regulation and the Right to Travel
The Transition from “Chauffeur” to “Driver”: Commercial Regulation and the Right to Travel
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Education, Law/Legal, News, Realworldfare, Remedy, Sovereigns, Strawman/Artifical Entity/Legal Fiction, Trust

The shift from the term “chauffeur” to “driver” in legal contexts represents more than just a change in terminology; it reveals a broader attempt by the State to regulate vehicle operation as a commercial activity. This transition directly impacts citizens’ fundamental right to travel freely, as upheld by the Supreme Court on numerous occasions. Below, we delve into how this shift affects your rights and why State laws often blur the lines between private travel and commercial activity.

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The Uniform Commercial Code What is it? What is it for?
The Uniform Commercial Code: Your Legal Guide to Loans, Mortgages, and Everyday Finances
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Business, Education, Intangibles, Law/Legal, News, Realworldfare, Remedy, Securities, Strawman/Artifical Entity/Legal Fiction, Trust, Wealth

The Uniform Commercial Code (UCC) governs commercial transactions in the United States, providing a standardized set of laws for dealings involving the sale of goods, leasing of goods, negotiable instruments, secured transactions, and other commercial activities. It is one of the most important frameworks for regulating commercial law across different states.

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How to Become a Secured Party in 3 Steps Protect Your Assets Using the UCC
How to Become a Secured Party in 3 Steps: Protect Your Assets Using the UCC
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Education, Intangibles, Law/Legal, News, Realworldfare, Remedy, Securities, Sovereigns, Strawman/Artifical Entity/Legal Fiction, Trust

When it comes to protecting your personal or business assets, becoming a secured party under the Uniform Commercial Code (UCC) provides the legal framework to gain full control over your property. By filing the appropriate documentation, you ensure that your interests are legally recognized and protected from claims by third parties. Here’s how you can become a secured party in three essential steps:

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The Structure of Law Firms Key Positions and Their Responsibilities
The Structure of Law Firms: Key Positions and Their Responsibilities
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Business, Constitution, Education, Intangibles, Law/Legal, Realworldfare, Remedy, Securities, Sovereigns, Strawman/Artifical Entity/Legal Fiction, Wealth

In this article, we explore the structure and hierarchy of law firms, highlighting the different career stages from junior attorneys to senior partners. Understanding these roles is crucial for those navigating the legal profession, as each position carries distinct responsibilities and levels of authority.

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The Secret Connection Between All Crimes and Commercial Law How 'private citizens' Are Being Taken Advantage Of
The Secret Connection Between All Crimes and “Commercial” Law: How ‘private citizens’ Are Being Taken Advantage Of
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Business, Constitution, Education, Intangibles, Law/Legal, News, Realworldfare, Remedy, Securities, Sovereigns, Strawman/Artifical Entity/Legal Fiction, Trust, Wealth

There is a little-known connection between crime and “commercial” law that often goes unnoticed by the general public but is strategically exploited within the legal and financial systems. The concept that all crimes are, in essence, “commercial” unveils a hidden truth about how criminal acts are tied to the Uniform Commercial Code (UCC). This revelation suggests that most, if not all, crimes are treated as breaches of “commercial” contracts or infringements upon the state’s financial interests. Most private citizens are unaware of this dynamic, leaving them vulnerable to a legal system that uses “commercial” principles against them, profiting off their lack of education

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Attorney at Law vs an Attorney in Fact Have You Become 'a ward of the court' ?
“Attorney at Law” vs an “Attorney in Fact”: Have You Become ‘a ward of the court’ ?
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Business, Constitution, Education, Law/Legal, News, Realworldfare, Remedy, Sovereigns, Strawman/Artifical Entity/Legal Fiction, Tips, Trust

In legal practice, the roles of an “Attorney at Law” (commonly referred to as a “Lawyer”) and an “Attorney in Fact” are distinct and carry different responsibilities and powers. This distinction is crucial when considering legal representation, personal agency, and the management of one’s affairs, especially in terms of maintaining personal sovereignty.

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Organized Crime in Riverside, California How AFFINIA DEFAULT SERVICES, WELLS FARGO, SIERRA PACIFIC MORTGAGE, and more are Stealing Homes and EMBEZZLING ASSETS
Organized Crime in Riverside, California: How AFFINIA DEFAULT SERVICES, WELLS FARGO, SIERRA PACIFIC MORTGAGE, GEORGIA’S OWN, and more are Stealing Homes and EMBEZZLING ASSETS
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Business, Constitution, Education, Intangibles, Law/Legal, News, Realworldfare, Remedy, Securities, Sovereigns, Strawman/Artifical Entity/Legal Fiction, Trust, Wealth

The actions of AFFINIA DEFAULT Services, WELLS FARGO, SIERRA PACIFIC MORTGAGE, and RECON DEFAULT Services go beyond mere procedural errors—they represent a coordinated effort of racketeering, organized crime, and bank fraud. These entities are falsely asserting standing to conduct trustee sales under false pretenses and engaging in slander of title and color of title to unlawfully transfer ownership. Their deliberate misrepresentation of their authority is not only fraudulent but also constitutes treasonous activity, as it undermines the very legal framework that protects property rights and ownership.

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Fraud, Embezzlement, Treason in Riverside County, California: How to Challenge a Notice of Default and Intent to Sell
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Business, Constitution, Education, Intangibles, Law/Legal, News, Realworldfare, Remedy, Securities, Sovereigns, Strawman/Artifical Entity/Legal Fiction, Trust, Wealth

All contracts with the government are fundamentally voluntary, allowing every man and woman to stand on their rights and exemptions as private citizens. When proceeding, In Propria Persona, sui juris, One can reserve their natural common law right not to be compelled to perform under any contract that they did not enter into knowingly, voluntarily, and intentionally. One can not be forced to accept the liability associated with any compelled and pretended “benefit” of any hidden or unrevealed contract or commercial agreement. As such, the hidden or unrevealed contracts that supposedly create obligations to perform, for persons of “subject status,” are inapplicable to private citizens/non-citizen nationals/nationals/State Citizens/nationals of the United States, and are null and void.

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Zillow and the Slander and/or Color of Title: How Misleading Listings Harm State Citizens, nationals, and internationally protected persons
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Business, Constitution, Education, Intangibles, Law/Legal, News, Realworldfare, Remedy, Securities, Sovereigns, Strawman/Artifical Entity/Legal Fiction, Trust, Wealth

A troubling, injurious, damaging, and treasonous aspect of Zillow’s operations is its reporting of properties as being in “pre-foreclosure” or “pending auction” status when, in reality, these properties are already titled in the name of a private, non-statutory, irrevocable trust. These properties are not subject to any legitimate foreclosure and are clearly beyond the jurisdiction of the COUNTY RECORDER. While this may appear to be an innocuous feature, it has profound implications for Americans, particularly non-citizen nationals, nationals of the United States, internationally protected persons, and State Citizens, who are being adversely affected, injured, and damaged by these practices.

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