Few Americans realize that in 1933, the U.S. government eliminated real money—but also provided a remedy: the ability to discharge debt through lawful assignment. Under 31 U.S.C. §§ 3123 and 5118, private individuals can lawfully tender value and assign obligations to the U.S. Treasury for dollar-for-dollar discharge, utilizing the same credit-based system banks use every day. This isn’t theory — it’s codified law, commercial equity, and constitutional remedy in motion. When you perfect your interest, assign the obligation, and document the discharge, you don’t just resolve your own debt—you actively contribute to reducing the public burden. The only thing missing? The awareness that it’s been your lawful right all along.
Equity is a parallel legal system grounded in conscience, fairness, and moral justice, developed to address the limitations and rigidity of common law. It offers remedies where legal (monetary) relief is insufficient—such as injunctions, constructive trusts, and specific performance. Equity acts upon the person rather than the property (in personam), and is guided by enduring maxims, including: “He who comes into equity must come with clean hands” and “Equity regards as done that which ought to be done.” It ensures that rights are enforced not merely by law, but by what is just and honorable.
When brokers act, equity responds — even without a signed contract. This article explains how real property rights can vest through conduct, silence, and lawful tender. Learn how equitable title arises when an offer is accepted by behavior, not just by words. Discover how to protect your position through affidavits, UCC filings, and quiet title actions. In equity, what ought to be done is treated as done — and truth leaves a paper trail.
When it comes to protecting your personal or business assets, becoming a secured party under the Uniform Commercial Code (UCC) provides the legal framework to gain full control over your property. By filing the appropriate documentation, you ensure that your interests are legally recognized and protected from claims by third parties. Here’s how you can become a secured party in three essential steps: