™WALKERNOVA GROUP©
We are a private firm specializing in private citizen/non-citizen national/national, and State Citizen rights, Common Law, Constitutional Law, private Banking, Private & Public Law, Securities, Secured Party/Secured Creditor filings, Taxes, Debt Instruments, Foreclosure, Business, Estate Planning, UCC Contract Trusts and Law, and transactions involving a Trust, Contract, Negotiable Instrument, Deed, Bond, and/or Equity.
A right not exercised is a right lost, and benefits and privileges are not the same as rights. Living men and women are deprived “under the color of law” every day due to the complexities involved with interpreting and truly comprehending contracts, law, legalese, and the “legal”[not the same as lawful] daily use of propaganda, threats, coercion, and other unconstitutional tactics.
Some commonly misinterpreted terms: individual, bank, financial institution, person, state Citizen, national, U.S. citizen, secured party, “attorney at law” vs “attorney in fact”
LATEST NEWS
The Fourteenth Amendment: Clarifying the Superiority of ‘state citizen’ Rights over ‘U.S. citizen’ Rights
The Fourteenth Amendment created and clarified the concept of U.S. citizenship. Before the amendment, it was widely believed and accepted
Behind the Curtain: IRS, Chase, Citi, American Express, and Wells Fargo’s Hidden Corporate Links
Explore the secret ties between major entities like Bank of America, Chase, Wells Fargo, and the IRS, all controlled under Northern Trust Corporation. Learn how these financial powerhouses, alongside the American Bar Association, work together to dominate the legal and financial systems. Delve into their interconnected influence and how it shapes the role of government agencies and banks in America. Uncover the truth behind this corporate web and its impact on society.
Explained: What is a “Sovereign Citizen” ?
The term "Sovereign Citizen" is a derogatory and weaponized label, used as propaganda to describe men or women who claim sovereignty but lack a full understanding of the legal distinctions between public and private law. As outlined in CFR § 27.11 and Article 1, Section 8, Clause 3 of the U.S. Constitution, the commercial nature of all interactions is evident, yet these individuals struggle to navigate this framework correctly. They attempt to reserve their rights and operate independently but misuse terminology, failing to create unsworn declarations that comply with 28 U.S. Code § 1746. They also misunderstand critical concepts like jurisdiction, contract law, and administrative procedures. They often mix public and private law, leaving them unable to effectively assert and protect their rights as intended under UCC § 1-308. Additionally, they overlook the significance of Article 1, Section 10 of the Constitution, which highlights the restrictions placed on states concerning legal tender, further emphasizing the complexities they misunderstand.
Loans, Fraud, and the ‘Color of Law’: How Banks Engage in Fraud and Mislead Borrowers
When a purported borrower takes out a loan from a bank, it may appear that the bank is lending its own money. However, under 12 U.S.C. § 83, banks are prohibited from lending their own funds. Instead, they use the purported borrower’s promissory note as collateral to create credit, not using their own capital. This process lacks transparency, leading to non-disclosure and fraud, which may render such agreements void ab initio (invalid from the outset).
U.C.C. Provisions and HJR 192 of 1933: Discharging ALL Debt with Bills of Exchange
A bill of exchange can function as "legal tender" or "tender of payment," but its status depends on acceptance and context but regardless, if tendered correctly, it does discharge the debt and respective amount tendered. It is a written instrument where one party (the drawer) orders another (the drawee) to pay a specific amount to a third party (the payee). While bills of exchange can be negotiable, they can also be non-negotiable, meaning they don’t always transfer ownership upon indorsement.
The Transition from “Chauffeur” to “Driver”: Commercial Regulation and the Right to Travel
The shift from the term “chauffeur” to “driver” in legal contexts represents more than just a change in terminology; it reveals a broader attempt by the State to regulate vehicle operation as a commercial activity. This transition directly impacts citizens’ fundamental right to travel freely, as upheld by the Supreme Court on numerous occasions. Below, we delve into how this shift affects your rights and why State laws often blur the lines between private travel and commercial activity.
The Uniform Commercial Code: Your Legal Guide to Loans, Mortgages, and Everyday Finances
The Uniform Commercial Code (UCC) governs commercial transactions in the United States, providing a standardized set of laws for dealings involving the sale of goods, leasing of goods, negotiable instruments, secured transactions, and other commercial activities. It is one of the most important frameworks for regulating commercial law across different states.
How to Become a Secured Party in 3 Steps: Protect Your Assets Using the UCC
When it comes to protecting your personal or business assets, becoming a secured party under the Uniform Commercial Code (UCC) provides the legal framework to gain full control over your property. By filing the appropriate documentation, you ensure that your interests are legally recognized and protected from claims by third parties. Here’s how you can become a secured party in three essential steps:
The Structure of Law Firms: Key Positions and Their Responsibilities
In this article, we explore the structure and hierarchy of law firms, highlighting the different career stages from junior attorneys to senior partners. Understanding these roles is crucial for those navigating the legal profession, as each position carries distinct responsibilities and levels of authority.
The Secret Connection Between All Crimes and “Commercial” Law: How ‘private citizens’ Are Being Taken Advantage Of
There is a little-known connection between crime and "commercial" law that often goes unnoticed by the general public but is strategically exploited within the legal and financial systems. The concept that all crimes are, in essence, "commercial" unveils a hidden truth about how criminal acts are tied to the Uniform Commercial Code (UCC). This revelation suggests that most, if not all, crimes are treated as breaches of "commercial" contracts or infringements upon the state’s financial interests. Most private citizens are unaware of this dynamic, leaving them vulnerable to a legal system that uses "commercial" principles against them, profiting off their lack of education
“Attorney at Law” vs an “Attorney in Fact”: Have You Become ‘a ward of the court’ ?
In legal practice, the roles of an "Attorney at Law" (commonly referred to as a "Lawyer") and an "Attorney in Fact" are distinct and carry different responsibilities and powers. This distinction is crucial when considering legal representation, personal agency, and the management of one’s affairs, especially in terms of maintaining personal sovereignty.
Organized Crime in Riverside, California: How AFFINIA DEFAULT SERVICES, WELLS FARGO, SIERRA PACIFIC MORTGAGE, GEORGIA’S OWN, and more are Stealing Homes and EMBEZZLING ASSETS
The actions of AFFINIA DEFAULT Services, WELLS FARGO, SIERRA PACIFIC MORTGAGE, and RECON DEFAULT Services go beyond mere procedural errors—they represent a coordinated effort of racketeering, organized crime, and bank fraud. These entities are falsely asserting standing to conduct trustee sales under false pretenses and engaging in slander of title and color of title to unlawfully transfer ownership. Their deliberate misrepresentation of their authority is not only fraudulent but also constitutes treasonous activity, as it undermines the very legal framework that protects property rights and ownership.
SERVICES & PRODUCTS
BOOKS, DOCUMENTS, RESOURCES
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Dealing With Presentments
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HOW TO CREATE CURRENCIES FOR LOCAL COMMUNITIES, By Hartford Van Dyke, Commercial Lawyer
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The Holy Bible – Geneva Edition 1st Printing, 1st Edition in 1560
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CREDIT CLEAN UP – STEPS 1 & 2
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BIRTH CERTIFICATE BOND COVER LETTER
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MORTGAGE VERIFICATION LETTER
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NOTICE OF DEFAULT TEMPLTE – 2010-01
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Modern Money Mechanics, By Federal Reserve Bank of Chicago – 1994
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Black’s Law Dictionary 3rd Edition – 1910
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Accepted for Value Process – Doug Riddle
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Notice of Default and Opportunity to Cure (Template 001)
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Constructive Notice of Denial of Consent
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For Smart visionaries
Embrace the Wisdom of Time and Money
In the pursuit of your dreams, remember that money is but a means to an end, a tool in your hands to craft the life you envision. Invest it wisely, not just in financial endeavors, but in experiences that enrich your soul. Time, the most precious currency, is the foundation of your journey. Allocate it with care, for it is the true measure of wealth. Seize each moment, for in its passage lies the essence of a life well-lived. Let your pursuits be guided by purpose, and may every resource at your disposal serve to enhance the tapestry of your existence.
