When the Debt Is Discharged but the LIEN Remains: Why Auto and Home Loan Lenders Who Ignore Lawful Tender Are Committing Fraud and Commercial Crimes

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Business, Constitution, Education, Law/Legal, Realworldfare, Remedy, Securities, Sovereigns, Strawman/Artifical Entity/Legal Fiction, Trust, Wealth

This article delivers a devastating legal breakdown proving that lawful tender—once made and unrebutted—discharges auto loan debt under UCC §§ 3-601, 3-603, 3-310, 2-206, and 1-103, as codified in Cal. Com. Code §§ 3601, 3603, 3310, 2206, 1103, Fla. Stat. §§ 673.6011, 673.6031, 673.3101, 672.206, 671.103, and N.C.G.S. §§ 25-3-601, 25-3-603, 25-3-310, 25-2-206, 25-1-103. It exposes refusal to release a lien after lawful discharge as actionable fraud, conversion, embezzlement, and obstruction under state and federal law. With verified case law and commercial principles, it explains how silence equals acceptance and how creditors become commercially estopped. A must-read for secured parties, fiduciaries, and equity claimants demanding lien removal, declaratory relief, and commercial remedy.

U.C.C. Provisions and HJR 192 of 1933: Discharging ALL Debt with Bills of Exchange

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A bill of exchange can function as "legal tender" or "tender of payment," but its status depends on acceptance and context but regardless, if tendered correctly, it does discharge the debt and respective amount tendered. It is a written instrument where one party (the drawer) orders another (the drawee) to pay a specific amount to a third party (the payee). While bills of exchange can be negotiable, they can also be non-negotiable, meaning they don’t always transfer ownership upon indorsement.

LEGAL TENDER and/or TENDER OF PAYMENT ? Which Works?

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Intangibles, Law/Legal, Realworldfare, Remedy, Strawman/Artifical Entity/Legal Fiction, Trust

Did the fraudulent Car Dealership, Mortgage Company, or Utility Company tell you? You can tender payment via a bill of exchange, dollars/FRNs/portable bonds, checks and/or money orders (pubic and private), drafts, orders, and more!

BILLS OF EXCHANGE can Lawfully Be Used to Setoff, Discharge, and/or Tender Payment for Contract to Buy Vehicle

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Business, Education, Intangibles, Law/Legal, News, Realworldfare, Remedy, Securities, Strawman/Artifical Entity/Legal Fiction, Trust, Wealth

While many Americans struggle to make car payments and/or struggle to save up to buy their dream cars, they are […]