This article delivers a devastating legal breakdown proving that lawful tender—once made and unrebutted—discharges auto loan debt under UCC §§ 3-601, 3-603, 3-310, 2-206, and 1-103, as codified in Cal. Com. Code §§ 3601, 3603, 3310, 2206, 1103, Fla. Stat. §§ 673.6011, 673.6031, 673.3101, 672.206, 671.103, and N.C.G.S. §§ 25-3-601, 25-3-603, 25-3-310, 25-2-206, 25-1-103. It exposes refusal to release a lien after lawful discharge as actionable fraud, conversion, embezzlement, and obstruction under state and federal law. With verified case law and commercial principles, it explains how silence equals acceptance and how creditors become commercially estopped. A must-read for secured parties, fiduciaries, and equity claimants demanding lien removal, declaratory relief, and commercial remedy.
UCC §§ 1-103, 3-104, 3-601, and 3-603 operate as the foundation of lawful commercial remedy across all 50 states. Section 1-103 ensures equity, common law, and the Law Merchant remain enforceable alongside UCC processes. Section 3-104 defines what qualifies as a negotiable instrument—an essential element in debt discharge. Section 3-601 codifies the principle that all obligations can be discharged by contract, agreement, or valid performance. Section 3-603 delivers the lethal commercial strike: once lawful tender is made—even if refused—the obligation is discharged as a matter of law. These statutes, codified in every U.S. jurisdiction, are the legal artillery that allow secured parties and private trusts to assert control, tender discharge, and permanently terminate fraudulent or unperfected claims. Use them with precision—or be used by those who will.
Charles Rogers (Bar #64530) and Jeremiah D. Raxter (Bar #276811) are engaged in an ongoing scheme of judicial fraud and racketeering in Riverside County, California. Both individuals are inactive members of the California State Bar and have no lawful authority to act as judges or commissioners. Their acts — including issuing bench warrants, signing orders, and presiding over court matters — are void ab initio and constitute federal felonies under 18 U.S.C. §§ 241, 242, and 1962. Their actions represent a criminal enterprise under color of law, demanding immediate investigation, disbarment, and prosecution. Public notice is hereby given that all their proceedings are fraudulent and without legal force.
A U.S. citizen does not possess agency on behalf of the United States government unless expressly appointed by statute, contract, or lawful delegation. Mere citizenship does not establish authority to act for or represent the federal government in any legal or commercial capacity. In reality, the U.S. citizen is the governed and regulated party—operating under federal jurisdiction, not within it. Only properly delegated agents—such as public officers, attorneys, or fiduciaries acting under written authority—may speak or act on behalf of the United States. Recognizing this separation is essential in all matters involving legal standing, jurisdiction, and commercial equity.
Equity is a parallel legal system grounded in conscience, fairness, and moral justice, developed to address the limitations and rigidity of common law. It offers remedies where legal (monetary) relief is insufficient—such as injunctions, constructive trusts, and specific performance. Equity acts upon the person rather than the property (in personam), and is guided by enduring maxims, including: “He who comes into equity must come with clean hands” and “Equity regards as done that which ought to be done.” It ensures that rights are enforced not merely by law, but by what is just and honorable.
This article explains how contracts can be formed through conduct, communication, and performance — even without a signature — under common law, equity, and the UCC. It highlights how real estate and auto sales can become legally binding when an offer is made, payment is tendered, and the other party accepts by silence or action. Citing UCC §§ 2-204, 2-206, and 1-103, the article shows how equity enforces what "ought to be done" when formalities are absent but intent and performance are clear.
In a world where everything operates as a contract, understanding the Uniform Commercial Code (UCC) can be the difference between being in control or being controlled. The UCC Playbook: How to Use Contract Law to Secure Your Assets, Family, Freedom, and Enforce Your Rights is a roadmap to reclaiming your financial and legal sovereignty.
In a thoroughly documented and meticulously detailed legal action, the Plaintiffs—comprising ™KEVIN WALKER© ESTATE, ™DONNABELLE MORTEL© ESTATE, ™KEVIN WALKER© IRR TRUST, and ™WG EXPRESS TRUST©—collectively referred to as "Plaintiffs," assert their unequivocal standing as undisputed creditors, holders in due course, and authorized executors of both tangible and intangible assets. The Plaintiffs’ claims rest on unrebutted affidavits and indisputable contractual evidence, which stand as established truth in commerce and are conclusively binding under the principles of res judicata, stare decisis, and collateral estoppel.
The term matrix, as defined across editions of Black’s Law Dictionary, is crucial in understanding legal processes, particularly in lawsuits. The matrix refers to the original draft or protocol of a legal instrument from which all copies and actions must originate. This foundational concept directly connects to lawsuits, which are inherently commercial in nature.Further, Title 27 Code of Federal Regulations (CFR) § 72.11 explicitly classifies all crimes as commercial crimes, reinforcing the commercial framework underlying lawsuits. When combined, these concepts demonstrate how lawsuits involve a matrix that ties together all charges, claims, and related matters within a commercial context.
The KEVIN WALKER ESTATE and WALKERNOVA GROUP l have uncovered undeniable fraud, procedural dishonor, and violations of commercial law by Georgia’s Own Credit Union, Quality Loan Service Corporation, Cenlar Federal Savings & Loan, Fidelity National Title Company, and McCarthy & Holthus, LLP. Their verified affidavits and documented evidence confirm the fraud committed and the unlawful attempts to seize property to which these entities have no legal claim.KEVIN WALKER ESTATE is demanding $30 billion in summary judgment, based on fraud, breach of contract, and violations of UCC provisions, contract law, and legal maxims. The facts are clear, and the evidence is unrebutted, demonstrating the fully admitted wrongful actions of these parties.
Exploring equitable subrogation and its independence from UCC requirements: This article addresses a bank‘s challenge claiming the UCC supplants equitable subrogation rights. Backed by case law and UCC §1-103, it confirms that subrogation arises by equity, not contract, ensuring sureties’ priority over security interests without UCC filings. Learn how federal and state courts affirm these principles and the limitations of UCC Title 9 in such contexts.