Loans, Fraud, and the ‘Color of Law’: How Banks Engage in Fraud and Mislead Borrowers

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Business, Constitution, Education, Intangibles, Law/Legal, News, Realworldfare, Remedy, Securities, Sovereigns, Strawman/Artifical Entity/Legal Fiction, Trust, Wealth

When a purported borrower takes out a loan from a bank, it may appear that the bank is lending its own money. However, under 12 U.S.C. § 83, banks are prohibited from lending their own funds. Instead, they use the purported borrower’s promissory note as collateral to create credit, not using their own capital. This process lacks transparency, leading to non-disclosure and fraud, which may render such agreements void ab initio (invalid from the outset).

Organized Crime in Riverside, California: How AFFINIA DEFAULT SERVICES, WELLS FARGO, SIERRA PACIFIC MORTGAGE, GEORGIA’S OWN, and more are Stealing Homes and EMBEZZLING ASSETS

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Business, Constitution, Education, Intangibles, Law/Legal, News, Realworldfare, Remedy, Securities, Sovereigns, Strawman/Artifical Entity/Legal Fiction, Trust, Wealth

The actions of AFFINIA DEFAULT Services, WELLS FARGO, SIERRA PACIFIC MORTGAGE, and RECON DEFAULT Services go beyond mere procedural errors—they represent a coordinated effort of racketeering, organized crime, and bank fraud. These entities are falsely asserting standing to conduct trustee sales under false pretenses and engaging in slander of title and color of title to unlawfully transfer ownership. Their deliberate misrepresentation of their authority is not only fraudulent but also constitutes treasonous activity, as it undermines the very legal framework that protects property rights and ownership.

Fraud, Embezzlement, Treason in Riverside County, California: How to Challenge a Notice of Default and Intent to Sell

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Business, Constitution, Education, Intangibles, Law/Legal, News, Realworldfare, Remedy, Securities, Sovereigns, Strawman/Artifical Entity/Legal Fiction, Trust, Wealth

All contracts with the government are fundamentally voluntary, allowing every man and woman to stand on their rights and exemptions as private citizens. When proceeding, In Propria Persona, sui juris, One can reserve their natural common law right not to be compelled to perform under any contract that they did not enter into knowingly, voluntarily, and intentionally. One can not be forced to accept the liability associated with any compelled and pretended "benefit" of any hidden or unrevealed contract or commercial agreement. As such, the hidden or unrevealed contracts that supposedly create obligations to perform, for persons of "subject status," are inapplicable to private citizens/non-citizen nationals/nationals/State Citizens/nationals of the United States, and are null and void.

Zillow and the Slander and/or Color of Title: How Misleading Listings Harm State Citizens, nationals, and internationally protected persons

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Business, Constitution, Education, Intangibles, Law/Legal, News, Realworldfare, Remedy, Securities, Sovereigns, Strawman/Artifical Entity/Legal Fiction, Trust, Wealth

A troubling, injurious, damaging, and treasonous aspect of Zillow’s operations is its reporting of properties as being in "pre-foreclosure" or "pending auction" status when, in reality, these properties are already titled in the name of a private, non-statutory, irrevocable trust. These properties are not subject to any legitimate foreclosure and are clearly beyond the jurisdiction of the COUNTY RECORDER. While this may appear to be an innocuous feature, it has profound implications for Americans, particularly non-citizen nationals, nationals of the United States, internationally protected persons, and State Citizens, who are being adversely affected, injured, and damaged by these practices.